After a hail storm in Tulsa you should stay off the roof, document visible damage from the ground with photos, check your interior for leaks, call your insurance company, and schedule a professional drone inspection before signing any contracts.
Step 1: Do Not Go on Your Roof
Hail damage softens asphalt shingles and can compromise structural integrity in ways that are not visible from the surface. Attempting to inspect your own roof immediately after a storm creates fall risk. Most hail damage — granule loss, bruising, and cracked shingles — requires a trained eye and close inspection to identify.
Step 2: Document What You Can See from the Ground
Walk around the perimeter of your property and photograph dents in gutters, downspouts, and aluminum fascia — these dent at the same hail size that damages shingles. Also photograph damage to AC units, window screens, wood fencing, and vehicles. These serve as secondary evidence for your insurance claim. Note the date and time of the storm.
Step 3: Check Your Interior for Water Intrusion
Inspect your attic and ceilings for water staining, damp insulation, or active dripping. Check around chimneys, skylights, and dormers — these are the highest-risk penetration points. If you find active water intrusion, place buckets and document with photos before attempting any temporary repairs.
Step 4: Contact Your Insurance Company
Oklahoma homeowners insurance policies have claim filing deadlines — typically 1 year from the storm event but this varies by policy. Contact your insurer promptly after a significant storm. Provide the date of the storm, your address, and a summary of observed damage. The insurer will assign an adjuster to schedule an inspection.
Step 5: Do Not Sign Contracts with Door-to-Door Solicitors
After major hail events in Tulsa, out-of-state storm chasers arrive to solicit roofing work door-to-door. Oklahoma law prohibits contractors from offering to pay or waive insurance deductibles as an inducement to sign. Before signing any contract, get an independent inspection from a licensed Oklahoma contractor. Nations Best Roofing holds Oklahoma CIB Registration #80054 and has operated in Tulsa since 2003.
Step 6: Schedule a Professional Drone Inspection
Nations Best Roofing uses drone technology to document hail damage without anyone climbing on a potentially compromised roof. The inspection produces a photo report showing damage location, extent, and severity — documentation that supports insurance adjuster meetings. This inspection is provided at no cost.
Step 7: Meet with the Insurance Adjuster
When the adjuster arrives, have your own contractor present if possible. Having a roofing professional present ensures all damage is identified and documented. If you disagree with the adjuster’s assessment, you have the right to request a re-inspection or hire a public adjuster.
How Long Does a Hail Damage Claim Take in Oklahoma?
Most Oklahoma roof insurance claims are resolved within 30–60 days of filing. Complex claims, disputes over scope, or high-volume storm periods can extend this timeline. Repairs or replacement are typically scheduled after the claim is approved and the contractor’s scope of work is agreed upon with the insurer.
Call Nations Best Roofing at (918) 370-0909 or reach out on our website for a free post-storm drone inspection. Same-day response available for storm events.
